Our Counselors are here to help you discover the path forward in your individual housing journey.

What to expect for your first appointment…

Your counselor will take a few minutes to understand your personal goals, finances, and employment status. You and your counselor will then select a couple of goals that will assist you in your path to home ownership. Your counselor will help you understand the various programs we offer and whether any of them would be helpful to your individual circumstances.

Please be aware that while our counselors can help you apply for a USDA 502 Loan for purchase or as part of the Owner Builder Program; our counselors are not lenders. Loans are never approved or rejected “in house” rather are administered by the USDA.

Please submit the following information via the secure link sent to you PRIOR to your appointment:

• Most recent pay stub

• An idea of your current credit score (can be obtained for free from your bank, from credit Karma, or from https://freecreditreport.gov)

• List of current loans and monthly payment amounts

• Current amount in savings/checking accounts

• Amounts of any additional financial income (child support, government assistance, etc.)

  This information is to help your counselor to understand your financial situation and will be handled with extreme sensitivity to privacy and security.